Insurance in and around Richfield
Protect the life you've built
Protect what matters most

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Tried And True Insurance Customizable To Fit You
Everyone loves saving money. Develop a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, you can create a solution that’s right for you. Contact Karl Herman for a Personalized Price Plan.
Protect the life you've built
Protect what matters most

Our Broad Range Of Insurance Options Are Outstanding
With outstanding coverage options, great claims service and competitive prices, State Farm is here for you. It's what good neighbors do.
Simple Insights®
Sauna benefits, types and safety tips
Sauna benefits, types and safety tips
A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.
Are you saving enough for college? Find out with this calculator
Are you saving enough for college? Find out with this calculator
Use this calculator to determine how much should be saved for future college costs.

Karl Herman
State Farm® Insurance AgentSimple Insights®
Sauna benefits, types and safety tips
Sauna benefits, types and safety tips
A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.
Are you saving enough for college? Find out with this calculator
Are you saving enough for college? Find out with this calculator
Use this calculator to determine how much should be saved for future college costs.