Life Insurance in and around Richfield
Protection for those you care about
Now is the right time to think about life insurance

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Check Out Life Insurance Options With State Farm
Do you know what funerals cost these days? Most people aren't aware that the typical cost of a funeral today is $8,500. That’s a heavy burden to carry when they are facing grief and pain. If your loved ones cannot pay for your funeral, they may experience financial hardship as a result of your passing. With a life insurance policy from State Farm, your family can be okay, even without your income. Whether it maintains a current standard of living, pays for college or pays off debts, the life insurance you choose can be there when it’s needed most by your loved ones.
Protection for those you care about
Now is the right time to think about life insurance

Richfield Chooses Life Insurance From State Farm
Fortunately, State Farm offers various policy choices that can be modified to match the needs of those you love and their unique situation. Agent Karl Herman has the deep commitment and service you're looking for to help you select a policy which can assist your loved ones in the wake of loss.
More people choose State Farm® as their life insurance company over any other insurer. Are you ready to discover what a company that processes nearly forty thousand claims each day can do for you? Call or email State Farm Agent Karl Herman today.
Have More Questions About Life Insurance?
Call Karl at (612) 455-8844 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Karl Herman
State Farm® Insurance Agent
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.